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?? ???????? ??? ??????????? ??? ????????? ???????????? ??? ???????? ??? ???? ??????????? ??? ?.??????? ?. ?.?????????? ?? ??????????????? ??? ?????????.

? ????????? ????? ??? ???????? ??? ??? ????? ??????? ???????? ???????? ??? ????? ????? ????????? ??? ???????????????, ????? ???? ???????? ?? ?????????????? ???? ??? ??????? ??? ???????? ??????? ???? ??? ??????? ??????????? ? ????????? ???????, ??? ??????? ?? ??? ????? ??????? ??? ?????? ??? ?????? ??? ??????????????? ??? ?.??????? ??? 13 ???????? ?? ????? ??? ????????, ?? 21 ??? 23, ??????????? ???? ?????????? ? ?. ??????????? ?? ?????????????? ??????????? ?? ???????, ??? ?????? ??? ???????? ???????? ?? ???????? ??? ?? ????????? ??? ???????? ??? ?????????, ??? ?????????? ?????????????, ??? ???? ??? ??? ???? ??? ????????????????? ???????, ??? ?????? ??? ?????????? ???????? ??? ?? ?.??????? ??? ???? ???????????? ??????? ??????????????? ??? ????????? ????? ????? ??? ?.?.

?? ?????? ???????? ??????? ?????? ??? ?????? ?????????? ?? ??????????????? ??? ????????? ??????? ?????? ??? ????? ????? ??? ?? ??? ?????????? ??? ?????? ????????? ?????? ???????????? ??? ???????? ??? ?.? ?????????? ?? ?????????? ??? ??????? ??? ????????? ??? ???? ??? ??????? ??? ?????? ??? ??????????????? ??? ?.???????.

?? ??????? ?????????? ?????????? ?????? ?????, ??? ?? ?????? ??? ?????? ??? ??????????????? ???????? ????? ?????? ??? ?????????? ??? ??????? ?? ?????????? ???? ???? ???? ????????? ??????????? ?????????? ??? ?????? ????? ??? ??????, ??? ? ?????????? ??????? ?? ????????? ???????????? ??? ???? ???????????? ??????????, ???? ????? ???? ??? ?????????. ??????? ?? ?? ???????? ??? ????????? ??? ?. ?????????? ?? ??????? ??? ??????????????? ??? ?.??????? ????????? ??????????? ??? ?????? ??????? ????????, ??? ???? ?????? ??? ???????????? ?????? ???? 10% ???? ???????? ??? ??????????????? ??? ?????????, ??? ????????? ??????????. ???? ?????? ???? ??????? ??? ? ????????? ??? ???? ??????????? ????????????? ?????? ???????????? ??????????? ??? ??????, ???? ?????? ??????????????? ???? ???????? ??? ??? ???? ????? ????? ???? ?? ????? ??? ??????????.

???????? ? ???????? ??????????????? ???? ?????????? ??? ?.??????? ????? ???? ???? ?????, ????? 6,5% ??? ????? ????????????? ?????? ??? ????? ?????????? ??? 10 – 30% ???????.

?????????? ?? ??????????????? ???????? ??? ??? ????????????? ??? ????? ???????????, ?????????? ?? ?????? ??? ????? ?? ?????? ?? ??? ???? ?????? ??? ??????????? ??? ???????????? ???? ??? ??? ?? ???????? ????????????? ? ?? ???????? ?????????? ?????????? ???? ?????? ??????? ????????????????.

???? ???? ??????????, ???? ??????? ??? ????????? ??????? ??? ???????? ???? ??? ??? ?????? ?? ??????????????? ???????? ?? ????????? ????, ??????????????? ????????? ??? ?????????? ?????? ??? ?. ?????????? ??????? ?? ??? ????? ? ????? ???????? ???????????? ??? ???????? ???????? ??? ?. ??????? ??? ????? ???? ??? ??????????? ??? ?????? ??????? ?? ??? ?????????? ???????? ??? ??? ?????????? ???? ?????????? ??? ?????????????, ??? ??? ??????? ??? ???????????? ???????? ??? ??? ?? ??????? ??? ???????? ??? 17% ? ????? ?????? ?? ???????????? ??? ???? ???????? ???? ?????? ??? ???????????? ??????????? ??? ?????? ??? ??? ?????.

???? ?????? ?????? ???? ???Ȼ ? ???????? ??? ????????????????? ???????? ????????? ?. ??????? ??????? – ?????????????? ?? ?. ??????????? ??????????? ??? ?? ??????? ??? ??????????? ???????? ??? ? ??????? ??? ?????? ???????? ?? ?????? ??? ??? ???????? ??? ????????߻.

? ?. ?????????????? ???? ????? ??? ???????? ??????????? ?????? ? ????????? ??? ?????? ??? ??????????? ?????????? ?? ??? ??????? ??? ???????????????? ??? ??????? ??? ??? ?????? ??? ????????? ??? ????????? ????????????? ??? ?????? ?????? ?? ???? ???????????????? ?? ?????? ??? ??????? ????? ???’ ????????? ??????? ?? ???????????? ??? ?????? ?? ?????????? ????????? ??? ??? ???????? ??? ?? ?????????????? ?? ????? ??????? ????????.?

??????, ???? ??? ?????? ????????? ???????? ???????????? ???????? ??? ?????????? ???????, ? ?????????, ????, ???????? ??? ??????????? ???????? ????????? ?? ???? ???????????? ????????? ??? ??????? ??? ?. ??????????, ??? ?????????? ???????. ???????? ????????? ??????????? ??? ?????? ??? ????????? ???? ???????????? ?? ????????? ??? ?????? ? ????????? ???? ???? ????????????????? ???????.

??? ????? ???????, ?? ????????????? ? ?. ??????????? ??? ???????? ?????? ????????????????? ???? ???? ???????????? ???????? ??? ????? ?????? ??? ??? ???????????????? ????????? Leasing, ???? ??? ??????? ????????? ??? ???? ???????????????? ??? ????????;??.

????????, ? ?. ??????????????, ??????? ?????????????? ??? ??? 1997 ????????????? ??? ??? ???? ? ????? ???? ???????? ???????????? ??? ?? ????????? ???????????, ??? ?? ???????? ??????? ???, ? ??????????? ?????? ??????, ???????? ?? ??? ??????????? ?? ????????? ?????? ??????????????? ????????? ??? ??????.

? ?. ??????????????, ??????????? ??? ?? ??????? ??? ????????? ??? ????????? ????? ??????????? ??? ?? ???? ?????????? ? ?????????? ??? ??????? ?????? ??? ??????? ?? ??????? ????????? ?? ?????? ???? ?? ??? ????? ????????? ??? ?????????? ??????? ???’ ?????? ?????????? ????????߻, ????????, ?? ????? ??? ????? ?? ?????????? ?? ?????????? ??? ?. ?????????? ??? ? ???????? ?????? ????????? ??? ??????????????? ??? ?.??????? ????? ? ????????? ?? ???????? ?? ????.

?????????? ??????????? ???? ????? ??????? ????? ?????????????????? ????????? ?????? ??? ???????? ?? ??? ???????? ?????? ??? ????????? ?? ??? ??????????? ???? ??? ???????? ???? ??????????????? ??? ??? ?????? ?? ????????? ??? ???? ???????? 10 ??? 12 ???????? ???????.

????????????, ??????? ??? ??? ???? ????????? ????????? ??? ???? ?? ????? ?? ??? ?????? ??? ????????? ??? ????????, ??? ??? ???????? ??? ????????? ??? ??? ????? ??? ????? ?????????? ??????, ?? ?????? ???? ??????, ? ???????? ??? ????????????????? ???????? ????? ??? ??? ?????? ???? ????????? ????????? ???????? ????????? ?? ???? ???? ??? ???????, ????????, ????????, ??????????? ???? ?????? ??? ???? ??? ????????????????? ??????.

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???????? ? ?. ???????????, ???????? ?? ???? ?? ????????, ??? ? ?????????? ?????????????? ????????????? ??????? ????? ???????????????? ?? ???????? ???? ???????? ??????????? ??? ?????? ??? ????????? ?? ??????????? ???? ???????? ?????; ???????? ? ????????? ??? ??? ??????? ??? ?????????? ??? ???????? ???????????? ??? ???? ???????????????? ? ???????? ??????? ?? ???? ?????????? ?????? ??? ??? ???? ??? ????? ?????? ????????? ??????? ??? ????????????????, ???? ????? ??? ?????????? ??? ??????, ?? ???? ??? ?????? ???????????????, ???? ????? ??????????? ?????? ???? ???? ??????? (4) ?????? ??? ?? ???????????? ??????????? ?? ????????????? ????????, ??????????? ?? ??? ???????? ??? ???? ????????. ???? ?????? ????? ?????? ?? ????????????? ???????? ??? ??????? ??? ???? ??? ???? ?????????, ???? ? ????? ??? ?? ?????????? ???? (10) ????? ????????????????; ??? ???? ? ????????? ??? ???? ???????? ????????, ???? ??? ??????????? ??? ????????? ???? ??? ????? ???, ??????????? ?????????????? ??? ?? ????? ??????????? ? ????? ?? ??????????? ???????????? ??? ??? ????? ??????? ??? ????? ???? ??? ??????????? ??? ?????? ?? ????? ?? ?? ?????????? ???????? ??? ??? ?????????? ??? ?????????? ??? ?????????????, ??? ??? ??????? ??? ???????????? ????????, ??? ?? ??????? ??? ???????? ??? ????? ??? 17%, ? ????? ?????? ???? ???????????? ??? ???? ???????? ???? ?????? ??? ???????????? ??????????? ???? ?????? ??? ???? ?????, ??? ??? ?????? ??? ???? ??????? ??????????? ??? ???????, ?????? ?? ???? ???????? ??? ?????????????, ?? ????????? ??????????? ??? ??? ?????????? ? ?????? ???????޻, ??? ???? ??????????????? ??? ???? ????? ???????? ??? ??????? ?????? ???? ?????? ???????????? ??? ?? ???????????? ???????, ?? ?????? ???? ???? ????????? ??? ?????????. ????? ?? ??? ?? ????????, ?? ?,?? ??? ????? ?????? ?? ??????????? ??? ?????? ?????????? ?????????? ??? ????????????????? ???? (????????? ?????????? ???? ???????????? ???????????, ????????? ??????????? ??????????, ?????????????, ??????? ???????? ??????????? ??? ??? ???? ?????????? ?.?.?.)

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?? ???????????????? ?????????? ???????????? ??? ?????, ???? ??? ??? ????????? ?? ????? ?????????. ??? ?? ???????? ???? ??? ?????????? ??? ?????????? ? ???????? – ????????????? ??? ?? ??????? ??? ?????????? ????????????????? ???????, ?) ?????? ?? ???? ????????????? ??? ????? ?????? ??? ????????? ??? ??? ????????? ???? ??? ??? ??? ??? ?????? ??? ?????, ??? ??? ????? ?????????? ??? ????? ??????, ?) ??? ????????? ???? ???????????? ??? ???????????????, ?) ??? ?????? ????????? ???? ???????????? ??? ?????? ???????, ??? ?????? ?? ????? ??????????? ??? ?? ?????? ???????????? ??????????? ?????? ??? ?????????, ???? ? ?????? ???????????? ?????? ??? ??????????????? ????? ?? ?.?.?. ??? ???????? ??? ?????? ????????? ?? ??????????????? ??? ?? ?????????? ???? ??? ?) ?? ???????? ???? ??? ???????? ???????? ??? ?????? ??? ???????????????.

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